insurance coverage

In the world today where almost everyone uses cars as personal transportation, the car itself became a prominent property for the owner. Inevitably, every car owner needs a car insurance to protect his precious cars. It is very important for us to understand what our insurance covers, to choose which coverage suits us best. Basically, there are three kinds of auto insurance coverage. First is the Collision Coverage. Auto insurance collision coverage comes into effect if your car is damaged by an accident, whether you are at fault in the accident or not. In this case, 'accident' covers anything from collision (crash) with another car to single car accidents (i.e. roll-overs) and even damage by potholes. Collision auto insurance, although popular, is relatively high costs coverage. If you have a new car, this coverage is likely a good investment. But if you have a vehicle which you are driving into the ground, it is better for you to take another coverage.